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<title>Financial Sense</title>
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<title>Have Over 10% of your Portfolio in Employer Stock?  Ten Reasons Not To</title>
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<description>Five years after Enron, people still don’t get it. The problem is holding too much of your portfolio in one...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2008-02-18T09:04:48-05:00</dc:date>
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<title>Hooray for the Voter Stimulus Bill</title>
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<description>Of course I’m being sarcastic here, but the economic stimulus legislation expected to be signed by President Bush will create...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2008-02-12T10:36:44-05:00</dc:date>
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<title>Investing: What You Can Be Doing Today</title>
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<description>In my last blog, I discussed the latest market turmoil and how you should be approaching your investment strategy in...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2008-01-31T11:06:24-05:00</dc:date>
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<title>Investing &amp; Market Turmoil: How to Avoid the Big Mistake</title>
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<description>With the global stock markets down roughly 10% across the board coupled with all the news about sub-prime, credit markets...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2008-01-23T09:03:17-05:00</dc:date>
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<title>Sub-Prime Meltdown:  One Example How Risk Was Totally Disregarded</title>
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<description>By now you’ve heard all the news surrounding the sub-prime contagion, but for many this isn’t the easiest stuff to...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-11-13T09:52:02-05:00</dc:date>
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<title>Planning Ahead:  How to Pay Zero Taxes on Capital Gains &amp; Dividends</title>
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<description>For those in the 15% federal marginal tax bracket or lower next year, an excellent planning opportunity exists. Beginning in...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-11-07T07:21:55-05:00</dc:date>
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<title>Are We Entering A Higher Tax Environment?</title>
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<description>If the current political rumblings and future projections are an indicator, better hang onto your wallet because we could be...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-10-26T06:52:33-05:00</dc:date>
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<title>Safe Investing Seminar for Seniors</title>
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<description>The State of Maine Office of Securities will be hosting a “Wise and Safe Investing Conference” on Tuesday, October 9th...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-10-03T06:26:55-05:00</dc:date>
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<title><![CDATA[Your Mortgage Provider Said <i>What</i>?]]></title>
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<description>Recently a client got a wonderful sales pitch on how to finance the home they plan to build. After the...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-09-16T17:05:16-05:00</dc:date>
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<title>Stock Market Have You Down?  It Shouldn’t</title>
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<description>Over the past month, a lot of investors have been getting scared about the downturn in the market, wondering if...</description>
<dc:subject>Investing</dc:subject>
<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-08-10T11:23:33-05:00</dc:date>
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<title>What You Can Apply From Yale’s Strategy</title>
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<description>In my last entry, I went over the target asset allocation of Yale’s endowment and the limitations involved in trying...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-07-18T07:16:23-05:00</dc:date>
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<title>How Yale Invests</title>
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<description>Yale’s endowment is well known for its excellent results with an uncommon approach. David Swenson has managed the fund since...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-07-11T09:33:06-05:00</dc:date>
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<title>Remember: There is no such thing as a free-lunch</title>
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<description>Periodically I see financial services companies offering a free financial plan, for example a free retirement analysis or a full...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-06-22T07:47:47-05:00</dc:date>
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<title>Tax Reform in Maine?  What a Joke</title>
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<description>With the threat of TABOR back in November and the savings estimated by the state’s school consolidation plan, where has...</description>
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<dc:creator>Jeff Bogue</dc:creator>
<dc:date>2007-06-15T09:04:19-05:00</dc:date>
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<title>One Lousy Retirement Account: The Variable Annuity</title>
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<description>In the past, I’ve discussed the merits of Immediate Annuities and I’ve also told you to avoid Equity Indexed Annuities....</description>
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<dc:creator>Jeff Bogue</dc:creator>
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